A Professional Indemnity policy normally protects you against any sums you may become liable to pay arising out of claims made against you arising out of your professional activities unless it is excluded. It is therefore apparent that it is essential that the actual policy wording is properly drafted.
Many of these policies have the most amazing and far reaching definitions, exclusions and conditions.
Miller & Associates specialises in gaining a full understanding of the clients business and designing specific policy wordings, in partnership with them, before negotiating with suitable insurers.
A full Risk Profile is prepared which declares all material facts and presents the risk in a thorough yet positive fashion.
Insurers are carefully selected, not only for their security, but also for their ability to handle claims once an incident has occurred.
Miller & Associates negotiates with underwriters within Australia and overseas using specifically trained and experienced brokers.
Options are provided with deductible options both on an any one loss and aggregate basis - and with a variety of limits.
Miller & Associates can introduce clients to a number of Third Party claims administrators in the event that a large deductible is chosen, and claims under the deductible must be managed.
| • | Professional Indemnity / Errors & Omissions. This can be arranged on an annual basis, or on a Project Specific basis. |
| • | Directors & Officers Liability. |
| • | Employment Practices Liability. |
| • | Investment Managers. Designed specifically to meet the requirements of the Australian Financial Services legislation. |
| • | Intellectual Property Asset Protection and Litigation Insurance. |
| • | Prospectus Liability. |
| • | Superannuation Fund and other Trustees Liability. |
Miller & Associates has a number of specific proposal forms
which are available by clicking on the document.
These are listed
below in pdf (Adobe Acrobat Reader is required to view these
files):
Miller Project Specific Pi Proposal
Miller D&O Proposal